📄 Cyber-Insurance Readiness

Cyber-Insurance
Readiness
Answer Before They Ask

Carriers all ask the same dozen control questions. SBCMSP maps a client's live posture onto them and produces a branded readiness scorecard — so renewal season starts with evidence, not guesswork.

→ Start Free Trial See How It Works

Insurance Readinessyourclient.com

8/12

67%

controls ready · 4 need review

MFA on email + remote accessREADY

EDR / managed anti-virusREADY

Tested, offline backupsREADY

No RDP exposed to internetGAP

Security awareness trainingREVIEW

Mapped to common carrier control questions

Why It Matters

The Application Is a Security Audit in Disguise

Cyber-insurance applications from Coalition, At-Bay, Travelers, Chubb, and the rest all ask the same core control questions: is MFA enforced, is EDR deployed, are backups tested and offline, is RDP exposed. Get one wrong and a claim can be denied.

SBCMSP already measures most of those controls. The readiness scorecard maps your client's live posture — across every scan source and their compliance attestations — onto the carrier's questions, so you answer the application from evidence.

It's source-aware: a control only reads “ready” when the relevant source was actually assessed. No M365 connection means MFA shows “needs review,” not a false green — so the answer you give the carrier is one you can stand behind.

01Carrier-Question Mapping

Posture mapped onto the ~12 control questions carriers ask on the application.

02No False Greens

A control reads “ready” only when its source was actually scanned — unassessed reads “review.”

03Branded Scorecard PDF

Hand the client a clean, branded readiness report for their renewal packet.

The Control Set

The Twelve Controls Every Carrier Asks About

Cyber-insurance applications converge on the same twelve controls. SBCMSP already measures — or attests to — each one, and maps it straight onto the question.

ACCESS

MFA everywhere

Enforced on email + remote access · read from M365 / Entra

ENDPOINT

EDR / MDR

Managed detection & response deployed on endpoints

RESILIENCE

Tested backups

Encrypted, tested, kept offline / immutable

Email security

SPF, DKIM, DMARC + filtering in place

PEOPLE

Awareness training

Security training + phishing simulations

VULN

Patch management

Known CVEs remediated on a cadence

GOVERNANCE

Incident response

Documented, tested IR plan on file

SURFACE

No exposed admin services

No RDP / SMB reachable from the internet

DATA

Disk encryption

BitLocker / FileVault on every endpoint

GOVERNANCE

Vendor risk

Third-party risk inventoried + managed

ACCESS

Privileged access

Administrator access limited + reviewed

DETECTION

Logging + monitoring

Continuous security logging + monitoring

From Posture to Application Answer

Live Data, Mapped to the Carrier’s Questions

The scorecard reads the client’s real posture and turns it into an answer you can defend on the application.

🗺️

Reads live posture

Pulls current findings from every scan source — endpoint agents, external scan, attack surface, and cloud — plus the client’s compliance attestations. It reads the same signal the dashboard shows, so the answer never disagrees with the platform.

🚦

Ready, gap, or needs review

Each control is scored against its carrier question: ready to answer yes, a gap to close first, or needs review until its source is assessed. Ready controls roll into one readiness percentage.

🛡️

No false greens

A control reads ready only when its source was actually scanned. No connected identity source means MFA reads needs review — never a false pass you would have to walk back when a claim is examined.

🔗

Evidence integrations reinforce

Connected backup, detection, and awareness-training tools back the controls they cover, so an attested answer carries real evidence — not just a checkbox — behind it.

🔄

Re-run as you remediate

Close a gap, re-generate, and watch the control flip to ready. The readiness percentage climbs from first quote to renewal date as the posture improves.

📄

Branded readiness report

Export the scorecard as a branded PDF the client attaches to their application or hands their broker — every control, its status, and the evidence behind it, in one document.

Part of One Platform

The Same Signal, Read Once

Readiness is not a separate scan. It reuses the posture SBCMSP already collects — so every answer traces back to a source the client is already being monitored on.

ENDPOINT

Internal agents

EDR / MDR, patch cadence, disk encryption →

IDENTITY

M365 / Entra

MFA enforcement + privileged access review →

EXTERNAL

External + attack surface

Email authentication + exposed admin services →

CLOUD

AWS / Azure / Google posture

Configuration signal folded into the same view →

ATTEST

Compliance workspace

Backups, IR plan, awareness, vendor risk →

EVIDENCE

Connected integrations

Backup, detection + training tools reinforce controls →

FAQ

Common Questions About Insurance Readiness

Does this fill out the insurance application for me?

It maps the client’s live posture onto the control questions carriers ask, so you can answer the application from evidence. It is a readiness scorecard, not a submission to any carrier.

Why do some controls say “needs review”?

The scorecard is source-aware. A control only reads “ready” when the relevant source was actually assessed. If, for example, no M365 connection exists, MFA shows “needs review” rather than a false pass.

Can I hand the report to the client?

Yes. The readiness scorecard exports as a branded PDF the client can attach to their renewal packet or share with their broker.

Does a “ready” scorecard guarantee coverage or a paid claim?

No. SBCMSP documents the technical controls it can measure to help you answer honestly. Coverage terms and claim decisions are the carrier’s — the scorecard helps you represent posture accurately.